Do I need to take the Discovery Call before this?

Yes. iSaveFirst is diagnostic-first. The written plan should be based on the life situation and life stage identified first.

What does the written plan include?

The plan can include protection review, health cover review, retirement planning, child education planning where relevant, investment structure, tax-efficiency considerations, and implementation sequencing.

Is this only for wealthy investors?

No. iSaveFirst is not HNI-only. The planning engagement is for disciplined savers and families who want structure before making further product decisions.

Will you review my existing policies and investments?

Yes. Existing policies and investments can be reviewed for fit, adequacy, overlap, and relevance to your diagnosed life-stage exposure.

Is pricing shown on the website?

The free Discovery Call is the first step. Any further planning scope and fee should be discussed clearly before the engagement begins.

SERVICE • Personal Financial Planning

Turn the diagnosis into a written, life-stage financial plan.

A structured planning engagement that converts your highest financial exposure into a clear written plan across protection, health, retirement, goals, tax efficiency, and implementation sequence.

Book a Free 20-Minute Clarity Call Start with the Discovery Call

No pitch. Just clarity on what needs attention first.

Diagnostic-first
Life-stage mapped
Founder-led by Kamal K. Sharma
AMFI ARN: ARN-126258

What this service is

A specific, structured engagement — not a generic pitch.

Personal Financial Planning is the deeper iSaveFirst engagement after the Discovery Call. It turns the diagnosis into a written plan. The plan is calibrated to your life stage and covers the financial layers that matter most: protection, health, retirement, goals, tax efficiency, and implementation sequence.

Who this is for

Personal Financial Planning fits people in these situations.

Families that want a written financial plan instead of scattered product decisions
Defence personnel preparing for retirement or post-service life
Mid-career professionals balancing children, parents, loans, insurance, and retirement
People unsure if existing policies and SIPs are structured correctly
Retirees or near-retirees who need income and capital protection clarity
Professionals seeking a second opinion on their current financial direction

Problems this solves

If any of these feel familiar, this is the right next step.

01
You do not know whether your family is adequately protected.
02
You have multiple policies but no clear protection logic.
03
Your retirement target is unclear.
04
Child education planning is being handled casually or too late.
05
Your portfolio was built product by product instead of plan by plan.
06
You do not know what to execute first.

How it works

A clear, structured process.

1
Discovery Call diagnosis
The engagement begins with the highest exposure identified in the Discovery Call.
2
Information gathering
Kamal gathers details about income, dependents, policies, investments, goals, tax situation, and existing commitments.
3
Plan construction
The plan is built around protection, health, retirement, goals, tax efficiency, and sequencing.
4
Plan walkthrough
The written plan is explained in a dedicated walkthrough so you understand not only what to do, but why.
5
Implementation sequence
The plan identifies what should happen first, what can wait, and what needs periodic review.

What you walk away with

Tangible outcomes, not abstractions.

Written financial plan
Protection layer review
Health cover and medical-risk review
Retirement direction and corpus planning
Goal planning such as child education where applicable
Tax-efficiency considerations
Investment structure and allocation logic
Implementation sequence
Review points

What this is not

Honest boundaries, stated upfront.

Not a generic PDF generated by an app
Not a product catalogue
Not a one-size-fits-all investment plan
Not a “highest return” recommendation
Not a guarantee of market performance
Not a substitute for legal or tax advice

Related tools

Explore before or after the call.

Related life stages

Advice changes when responsibilities change.

Frequently asked

Questions worth answering before we speak.

Related services

If this isn’t the right fit, here’s what is.

Recommended first step

Discovery Call

A free 20-minute diagnostic conversation to identify the financial situation that needs attention first.

Explore Discovery Call

Ongoing Advisory & Review

A review-led advisory relationship that keeps the plan alive after the first written plan.

Explore Ongoing Advisory & Review

SaveFirst Investinsure Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor. AMFI ARN: ARN-126258. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

Clarity Call

Need more than scattered product advice?

Start with the clarity call. If a written plan is useful, Kamal will explain the next step clearly before any engagement begins.

Book a Free 20-Minute Clarity Call Call +91 6006017769